Bridging the
Capital Gap.
A first-of-its-kind blended finance vehicle providing construction finance to developers, unlocking the supply of affordable homes through 3D printing technology.
Why a New Fund?
Developers face a critical "missing middle" in financing. Construction loans are scarce, expensive (18%+), and slow to deploy, making affordable housing projects unviable.
The Nyumba Fund solves this by providing Construction Finance specifically designed for the speed of 3D printing, enabling developers to build faster and cheaper.
Prohibitive Cost of Capital
Developer loans carry 18-25% interest rates, making affordable projects financially impossible.
Excessive Collateral
Banks demand 100%+ asset coverage, excluding capable developers from accessing finance.
The Capital Stack
Firelight Foundation)Target return: 9-11% Target
*Blended finance structure protects senior investors while unlocking capital for the unbanked.
Powered by RealFi & Empowa
We partner with Empowa to ensure a seamless exit for our construction loans. Empowa's decentralized platform connects diaspora investors directly to rent-to-own homebuyers.
Funds are held in escrow and only released to construction partners when verified milestones (e.g., foundation complete) are met.
Each home is represented as a unique digital asset (NFT) that stores its title, payment history, and maintenance records on-chain.
Investors can view the fund's performance, repayment rates, and capital deployment in real-time, 24/7. No more waiting for quarterly PDFs.