Building Homes,
Building Markets.
A scalable financing solution to Africa's housing crisis linking 3D-printing house-building technology to innovative blockchain solution to fund homes for those in need.
The Housing Crisis
Sub-Saharan Africa faces the world’s largest housing crisis, with more than 50 million units of unmet demand and rapid urbanization accelerating the shortfall each year.
In Kenya alone, over 2.5 million urban residents live in informal settlements, while formal mortgage penetration remains in the low single digits, excluding most working-class households from homeownership.
Traditional construction methods are too slow, too expensive, and too capital-intensive to close this gap.
The Supply-Side Bottleneck
Developers cannot access affordable capital to build homes because traditional banks view affordable housing as too risky. We provide the missing construction finance to make capital cheaper and more accessible.
The Human Cost
Millions trapped in unsafe, informal settlements without basic services.
The Developer Gap
Construction loans are priced at 18%+, stalling projects before they start.
of the population excluded from formal housing finance
Trusted by Industry Leaders
Voices from the Community
Real impact on real lives.
"Nyumba's construction finance allowed us to scale our development from 10 to 100 homes in a single year. The speed of capital matches the speed of 3D printing."
"This technology is a game-changer. We are building high-quality, sustainable homes at a speed previously unimaginable."
"We look for scalable models that solve systemic failures. Nyumba's approach to supply-side financing unlocks the entire affordable housing value chain."
The Nyumba Ecosystem
A complete end-to-end solution for affordable housing. Explore our three core pillars.
See how we use 3D printing to build high-quality homes 20% cheaper and 90% faster.
Discover our innovative blended finance vehicle and DeFi integration that de-risks investment.
Our strategic partner for retail and diaspora investment. Directly fund homes via blockchain-secured tokens.
Precision Engineering at Scale
Our proprietary 3D-printing technology extrudes specialized concrete mortar to build the walls of a 2-bedroom home in just 12 hours.
- ✓20% Lower Cost than traditional brick-and-mortar
- ✓90% Construction Waste Reduction
- ✓50+ Year Durability certified by Holcim
More Than Just Housing
We are building a sustainable construction ecosystem. By financing developers to adopt 3D printing, we create a scalable supply chain that delivers quality homes faster and cheaper than ever before.
From Kenya to the Continent
A phased scaling strategy designed to validate the model in a mature market before expanding to high-need regions across Africa.
1,500 Homes | $15M Fund | Launch Market
5,000 Homes | $50M Fund | Regional Expansion
20,000+ Homes | $200M+ Fund | Continental Scale
Expansion Strategy
We start with a proven pilot in Kenya, leveraging 14Trees' existing operations. Once the model is validated, we scale regionally to Tanzania and Uganda, before targeting the massive Nigerian market.
Proactive Risk Management
We employ a multi-layered framework to mitigate key investment risks, ensuring stability and long-term performance.
Construction Risk
Mitigated by partnering with proven operators (14Trees) and milestone-based disbursements.
Credit Risk
Reduced through flexible rent-to-own models and strong community engagement.
Political Risk
Blockchain transparency for all financial flows and strong local governance partnerships.